rule of 72
rule of 72 72规则 投资本利和金额计算方法,用于计算一笔按复利计息的投资,其本利达到原投资额两倍所需年限。以72除以一项投资的利率,即可计算出所需要的年限。例如,若以复利率6%计算,投资本金需要12年(72除以6)即可翻倍。
rule of 72 72规则 投资本利和金额计算方法,用于计算一笔按复利计息的投资,其本利达到原投资额两倍所需年限。以72除以一项投资的利率,即可计算出所需要的年限。例如,若以复利率6%计算,投资本金需要12年(72除以6)即可翻倍。
rule of 72. A method for determining how many years it takes to double money invested at a compound interest rate. • For example, at a compound rate of 6%, it takes 12 years (72 divided by 6) for principal to double.
absolute-bar rule. The principle that, when a creditor sells collateral without giving reasonable notice to the debtor, the creditor may not obtain a deficiency judgment for any amount of the debt that is not satisfied by the sale. [Cases: Mortgages 375, 559(3); Secured Transactions 230, 240. C.J.S. Mortgages §§ 674–676, 934–935, 937, 950; Secured Transactions
fellow-servant rule. A common-law doctrine holding that an employer is not liable for an employee’s injuries caused by a negligent coworker. • This doctrine has generally been abrogated by workers’-compensation statutes. In some jurisdictions, employees were considered fellow servants when they were working with one aim or result in view. In others, the relation of
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scintilla-of-evidence rule. A common-law doctrine holding that if even the slightest amount of relevant evidence exists on an issue, then a motion for summary judgment or for directed verdict cannot be granted and the issue must go to the jury. • Federal courts do not follow this rule, but some states apply it. — Also
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collateral-source rule. Torts. The doctrine that if an injured party receives compensation for the injuries from a source independent of the tortfeasor, the payment should not be deducted from the damages that the tortfeasor must pay. • Insurance proceeds are the most common collateral source. — Also termed collateral-benefit rule. [Cases: Damages 59. C.J.S. Damages
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rule of reason. Antitrust. The judicial doctrine holding that a trade practice violates the Sherman Act only if the practice is an unreasonable restraint of trade, based on economic factors. See SHERMAN ANTITRUST ACT; RESTRAINT OF TRADE . Cf. PER SE RULE. [Cases: Monopolies 12(1.10). C.J.S. Monopolies §§ 47–52, 72, 78, 80–82, 105.]
Durham rule 〈美〉德拉姆规则 又称「产物规则」。哥伦比亚特区上诉法院于1954年在德拉姆诉美国案〔Durham v.U.S.〕中确认的刑事责任规则。据此,如果被告人的非法行为是精神疾病或者精神缺陷的产物,被告人不负刑事责任。1972年,特区上诉法院自己放弃了这一规则,转而采用「模范刑法典规则」。美国多数州也采用了「模范刑法典规则」,只有新罕布什尔州〔New Hampshire〕和新墨西哥〔New Mexico〕州仍采用德拉姆规则。 (→Durham Test; insanity)
International Rules of the Road. Maritime law. A set of statutes designed to promote navigational safety. • The International Rules were formalized at the convention on the International Regulations for Preventing Collisions at Sea, 1972. The rules set requirements for navigation lights, day shapes, steering and sailing rules, sound signals in good and restricted visibility
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fresh-complaint rule. The theory that the credibility of a sexual-assault victim is bolstered if the victim reports the assault soon after it occurs. • Most courts no longer recognize this theory. [Cases: Rape 48(1)–49, 49. 2. C.J.S. Rape §§ 62, 72–77.]
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